Budget Direct Car Insurance

Budget Direct Car Insurance. Theres a reason why Budget Direct is constantly winning awards for their car insurance.

Through a smarter questionnaire, Budget Direct is able to identify safer drivers and offer them cheaper premiums. You can also get access to their hail alert service, Hail Hero. Read on to learn more about their policies and to find one that suits your needs.

Read on to learn about your policy options. Budget Direct is one of the leading general insurance brand in Australia. The company is a division of the Budget Insurance group, which was established in the 1970s. Its headquarters are in Brisbane, Australia.

Its car and home insurance are underwritten by Auto and General Insurance Company Ltd, which is an Australian insurance company and is a member of the Insurance Council of Australia. Budget Direct are part of the international Budget Insurance group, which provides insurance solutions for millions of policyholders worldwide. The group includes one of the largest direct personal lines insurers in South Africa, and one of the largest personal lines insurance intermediaries in the United Kingdom.

Budget Direct provides its customers with great deals on a number of different types of cover. Over three million policies are held globally and the company has a wide range of insurance products which comprise car, home and contents, travel, life, personal accident and pet insurance. Budget Direct also provides standalone roadside assistance.

Damage to other people’s property. You are covered for the following events for all types of cover including third party property only.

Budget Direct will cover your legal liability for accidental damage caused by use of the car, substitute car, or a trailer or caravan attached to it. The maximum Budget Direct will pay for the total of all liability claims against them arising from one event is $20 million. Budget Direct will extend this cover to other licensed drivers permitted by this policy and using the car with your consent, to any passenger in the car, and to your employer, principal or business partner if you are insured for business use.

The company will also pay for legal costs if Budget Direct agree to pay your liability claim and instruct its lawyers to act in connection with the claim. Fire and theft cover for your car
This section applies only if the type of cover shown on your insurance certificate is ‘comprehensive’ or ‘third party fire and theft’. You are covered for the following events:

Loss or damage to the car. If the car is stolen or catches fire, Budget Direct will pay the maximum of the amount shown on the insurance certificate. Budget Direct will also pay the reasonable cost of recovery, towing and storage of the car if it was unsafe to drive as a result of the damage. Hire car after theft. If Budget Direct pay a claim for theft of the car, it will also reimburse your reasonable cost of hiring a similar car until the car is recovered, your claim is paid, or for a maximum period of 14 days, whichever occurs first.

Budget Direct has a range of options that let you tailor your car insurance policy so that it gives you all the cover you need at a price you can afford. To find out exactly what’s covered in each policy, check out the Product Disclosure Statement. Source: finder.com.au